Gratitude is at the heart of our client night
At Smart Financial, we often say that our clients are like family, and we mean it. For many years, we’ve had the privilege of walking alongside clients through some of life’s biggest momen...
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At Smart Financial, we often say that our clients are like family, and we mean it. For many years, we’ve had the privilege of walking alongside clients through some of life’s biggest momen...
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I grew up on a dairy farm and learnt quickly that good times will come, hard times will too and the key is being prepared for both. Every day Dad was up at 5am, home for lunch, a short nap, then back ...
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As recent tax reforms continue to reshape the financial landscape, it’s important to be aware that a structure or strategy that was suitable several years ago may no longer provide the same benefits...
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With time spent meeting with clients in the Southern Highlands, we noticed it’s common for large properties to stay within families for generations. While this can be incredibly rewarding, it als...
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Chris Smith, our Principal Mortgage Broker, believes finance is about more than just securing a loan, it’s about helping people make confident decisions that support their long-term goals. With expe...
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Our Cadetship Program is a purposely designed pathway to thoroughly train and develop the next generation of Financial Advisers from the ground up. Built around real client work, it blends University ...
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It might sound far-fetched, but I often compare tax time to Christmas. We all know it’s coming, yet every year there are people rushing around at the last minute trying to get everything organised. ...
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Recently, Franz Kalchbauer and I joined our peers at the Principals’ Community Forum, as part of an invitation to share personal and practical insights into why investing in the next generation of f...
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For 20 years, Miguel and Elizabeth have been more than clients of Smart Financial, they’ve become part of our family. Their journey with Financial Adviser and CEO, Michael Misiti began befor...
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For many people, true wealth isn’t about labels, luxury or laying around international locations. It’s about freedom. It’s having the choice to work less, retire earlier, help your children buy ...
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As you approach your 50s and 60s, the thought of retirement becomes a central focus. It’s not just about stopping work, but about starting a new, exciting chapter in life. At Smart Financial, we’v...
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Superannuation is a vital component of your financial future, and choosing the right fund can benefit you greatly over the long term. One question we’re commonly asked is “what’s the best superf...
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“When is the best time to start planning my retirement?” It’s a question we get asked a lot, and often by clients who wish they had started planning and working towards their dream retirement a ...
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Our relationship with money can seem like a journey, starting with ‘baby steps’ when as kids we start to understand that money is a measure of currency and a means to buy the things we need. From ...
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Australians are an optimistic bunch, known for our “she’ll be right” approach to life, but that attitude can leave you in financial trouble should the unexpected happen. While we all want to bel...
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We all want to have a long, happy, satisfying retirement, yet retirement planning is something that many of us put on the back burner until we are staring retirement in the face. Or worse, until we ar...
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Sticking to the fundamentals in volatile markets While it can be challenging to stay the course when markets volatile – or worse still, are tumbling – that’s when it’s more important than ...
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As interest rates start to increase after a lengthy period of historical lows, it’s a good time to think about how your money is working for you and whether your investing style and strategy is stil...
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The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a price hike, it’s undeniable that Austr...
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Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added to the ...
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Then to take your time saving efforts even further, there are a myriad of applications that have sprung up to help you create efficiencies in your professional and personal life. Let’s look at the b...
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