Estate Planning Advice

Estate Planning Advice

Effective estate planning requires so much more than just a will. Our holistic approach to estate planning gives you complete peace of mind that your family is looked after, should the unthinkable happen.

Trusting someone enough to deal with your finances can be difficult, but at Smart Financial we always have your best interests at heart. This is because we take the time to get to know you; we find out your hopes and dreams, your likes and dislikes, because to us you’re more than just a number. We are not aligned with any banks or financial product providers, so you can be sure we have no ulterior motive when providing you with advice. No matter what your life situation may be, we can help you achieve your short and long-term financial goals.

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Our Estate Planning Advice

If you’re wondering, “What is estate planning?”, it is essentially the process of arranging what will happen to your wealth and assets when you’re gone.

Many people fail to realise that estate planning should consider all aspects of your finances, from individual personal belongings and debt, through to real estate, superannuation and taxes. Trying to navigate so many aspects of finance when dealing with what is an already-emotional topic can be difficult. That’s why our estate planning services can help ensure that your estate is looked after in any possible scenario.

We can help you by:

  • Making sure your will is up-to-date and properly drafted
  • Minimising the taxation liability of your beneficiaries and providing maximum asset protection
  • Granting a Power of Attorney
  • Re-evaluating your life insurance policies
  • Ensuring that your assets are not passed on to anyone who isn’t an intended beneficiary, such as an in-law or your former spouse’s new partner
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The Value of Estate Planning Advice

As difficult as it may be to consider, estate planning is essential in preparing what will happen to your assets and wealth should something happen to you. By seeking estate planning advice now, you can ensure that your assets and wealth are transferred to your intended beneficiaries. Given that 45% of Australians do not have a valid will—which means it is unlikely that their final wishes will be carried out in full—estate planning is valid.

Why choose us?

Clarity - Direction for Your Financial Journey

We start by taking the time to understand you and your family—where you are today, your values, and your hopes for retirement. We use this understanding to help you clearly visualise your financial future, and then build you a straightforward, personalised plan to achieve this vision. We are with you every step of the way, helping you navigate change and delivering clarity throughout all stages of your financial journey. You can be confident that you have a sound plan for your family’s future and your retirement.

Partnership - Your Trusted Adviser and Coach

We pride ourselves on being approachable, proactive and delivering open and honest interactions and guidance. We leverage our personal experience and expertise to better understand your needs, and provide you with an alternative perspective. You’re more than just a number to us—we truly want to get to know you and your family so that we can better tailor a solution that suits your specific needs. We work hard to establish a long-term partnership with you—this way, you know that you’re respected, supported and understood.

Expertise - Technical Knowledge for Solid Financial Management

The Smart Financial team possesses in-depth technical expertise and experience to help you set goals, manage your cash flow, secure and grow your wealth, protect your assets, and explore your retirement and aged care options. We consider your current financial position, and your plans, to build a strong platform for your future. Our regular reporting helps you update your financial plans as your life evolves. With Smart Financial, you have the security of knowing your wealth is not only protected, but growing.

Local - An Established Team with a Regional Focus

Smart Financial was established in Shellharbour over 10 years ago and, today, has multiple offices throughout the region. All our advisers are long-term residents, deeply embedded in the local community, and all our clients have direct access to the leaders of the business. Privately owned and not exclusively aligned to any major financial institution, you can rest assured that we are unbiased and act only in your best interest. Wouldn’t you rather partner with someone who shares not only your values, but your local heritage as well?

Let’s talk about the financial plan you deserve

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