As you approach your 50s and 60s, the thought of retirement becomes a central focus. It’s not just about stopping work, but about starting a new, exciting chapter in life. At Smart Financial, we’v...
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Superannuation is a vital component of your financial future, and choosing the right fund can benefit you greatly over the long term. One question we’re commonly asked is “what’s the best superf...
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“When is the best time to start planning my retirement?” It’s a question we get asked a lot, and often by clients who wish they had started planning and working towards their dream retirement a ...
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Our relationship with money can seem like a journey, starting with ‘baby steps’ when as kids we start to understand that money is a measure of currency and a means to buy the things we need. From ...
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Australians are an optimistic bunch, known for our “she’ll be right” approach to life, but that attitude can leave you in financial trouble should the unexpected happen. While we all want to bel...
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We all want to have a long, happy, satisfying retirement, yet retirement planning is something that many of us put on the back burner until we are staring retirement in the face. Or worse, until we ar...
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Sticking to the fundamentals in volatile markets While it can be challenging to stay the course when markets volatile – or worse still, are tumbling – that’s when it’s more important than ...
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As interest rates start to increase after a lengthy period of historical lows, it’s a good time to think about how your money is working for you and whether your investing style and strategy is stil...
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The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a price hike, it’s undeniable that Austr...
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Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added to the ...
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Then to take your time saving efforts even further, there are a myriad of applications that have sprung up to help you create efficiencies in your professional and personal life. Let’s look at the b...
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