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Retirement Planning

With our forward-thinking, growth focused retirement advice, you gain the security and confidence that your wealth is protected — enabling you to live the retirement you deserve.

Retirement planning can be confusing and overwhelming. That’s why we’re with you every step of the way, tailoring our advice to your specific needs and financial position. We take the time to get to know you, to understand your dreams, your goals, your aspirations. To us, you’re more than just a number.

Our Retirement Planning & Advice

You can never start planning for your retirement too early. Retirement is a rewarding time in your life which you should be able to enjoy to its fullest, without being worried about your finances. By planning for the future now and seeking retirement financial advice, you can ensure that your future self will be able to make the most out of retirement.

In retirement, there are three main sources of income. These are:

Superannuation
Non-superannuation assets
Centrelink pension benefits

We can help you understand these revenue streams and structure them so that they meet your financial needs.

The Value of Retirement Planning & Advice

Goals and dreams for retirement vary from person to person. But, whether you want to take an annual Mediterranean cruise, or relax with your grandchildren in your beachside home, it’s unlikely that you’ll want to be worried about your finances. By starting to plan for your retirement sooner rather than later and asking the team at Smart Financial for retirement advice, you can ensure that you get to live the retirement lifestyle you’ve always dreamed of and deserve.

Why choose us?

Clarity - Direction for Your Financial Journey

We start by taking the time to understand you and your family—where you are today, your values, and your hopes for retirement. We use this understanding to help you clearly visualise your financial future, and then build you a straightforward, personalised plan to achieve this vision. We are with you every step of the way, helping you navigate change and delivering clarity throughout all stages of your financial journey. You can be confident that you have a sound plan for your family’s future and your retirement.

Partnership - Your Trusted Adviser and Coach

We pride ourselves on being approachable, proactive and delivering open and honest interactions and guidance. We leverage our personal experience and expertise to better understand your needs, and provide you with an alternative perspective. You’re more than just a number to us—we truly want to get to know you and your family so that we can better tailor a solution that suits your specific needs. We work hard to establish a long-term partnership with you—this way, you know that you’re respected, supported and understood.

Expertise - Technical Knowledge for Solid Financial Management

The Smart Financial team possesses in-depth technical expertise and experience to help you set goals, manage your cash flow, secure and grow your wealth, protect your assets, and explore your retirement and aged care options. We consider your current financial position, and your plans, to build a strong platform for your future. Our regular reporting helps you update your financial plans as your life evolves. With Smart Financial, you have the security of knowing your wealth is not only protected, but growing.

Local - An Established Team with a Regional Focus

Smart Financial was established in Shellharbour over 10 years ago and, today, has multiple offices throughout the region. All our advisers are long-term residents, deeply embedded in the local community, and all our clients have direct access to the leaders of the business. Privately owned and not exclusively aligned to any major financial institution, you can rest assured that we are unbiased and act only in your best interest. Wouldn’t you rather partner with someone who shares not only your values, but your local heritage as well?

Let’s talk about your financial goals

Services

Our locations

Contact us

Phone: 02 4295 3331
Fax: 02 4295 3336
Email: reception@smartfinancial.com.au
Careers at Smart Financial

Smart Financial is an Authorised Representative of SMART FINANCIAL CAPITAL PTY LTD (ABN 78 627 468 759) AFSL 533901, 162-172 Shellharbour Rd, Warilla, NSW 2528

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