How we can help

At Smart Financial we want to help you achieve clarity when envisioning your financial goals and dreams. We do this by establishing a long-term partnership with you and employing our expertise and experience to address all aspects of your finances.

We are a locally-owned practice; all our Partners live in the Illawarra. As a local business, you can rest assured that we share your values, as well as your local heritage. Additionally, our highly-qualified team is the perfect size to provide you with individualised attention, while simultaneously drawing on a wide breadth of knowledge and experience.

Smart Financial is not owned by a bank, industry fund or any other large financial institution. This means we’re not tied to any products, so we can provide you with the very best competitive, tailored options.

We can help you change the way you think about your finances and your future. We can show you options that you may never have considered when planning for today, and tomorrow. We aim to not only provide exceptional advice but also provide you with a personal touch and true value.

1.What Happens in the First Meeting

During the first meeting, we take the time to get to know you, to understand what stage of life you’re at. We find out what you want and then develop a tailored plan to live the future you’ve earned. This includes delving into factors like your appetite for risk in investments, and the goals you have for retirement.

Our first meeting with you is also an opportunity for you to get to know us. We will happily answer any questions you may have. We use plain language to ensure you understand everything rather than industry jargon which often baffles people.

Above all, we strive to make you feel comfortable, at ease, and in control of your financial future.

2.What Happens After the First Meeting

After our first meeting, we will send you a Letter of Engagement. This outlines details such as our fees for the preparation of your Financial Plan, Statement of Advice, and any other services. Once you’ve returned the signed Letter of Engagement, we can start helping you secure your financial goals and dreams.

We may then organise a second appointment to take you through a suggested Financial Plan, and provide detailed, easy-to-understand, in-person advice. This is also the perfect opportunity for you to ask questions and clarify anything that may not be 100% clear.

If you’re happy with our advice, we’ll arrange the necessary documentation you need to implement your new financial plan.

3.Our Ongoing Support and Advice

Change is constant, both when it comes to the financial market and your personal life and circumstances. By providing you with ongoing support and advice we can make sure that your financial plan remains relevant to your personal situation.

By forming long-term relationships with our clients, we help ensure financial stability throughout their lives, whether that be guiding them through the lows or celebrating the highs with them.

We provide ongoing reviews of your portfolio, either by phone or face-to-face appointments depending on your schedule and needs. You will also have full-time contact to your dedicated adviser who can answer your questions, provide updates, and generally help you in any way possible.

At Smart Financial, our clients don’t simply just gain an adviser; they gain access to an entire team of high-level support staff.

Let’s talk about the financial plan you deserve

Contact us
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